Call Anytime

+234 905 600 8698

Loan Products

Home / Loan Products

Employee Loan

We have the most competitive interest in the market which makes us top choice when it comes to consumer lending.

Employees contribute to the economy through productive work and helping them meet their daily or strategic financial commitments will no doubt enable them to become more productive in their jobs, to their families, and to the economy at large. We pride ourselves as supporters of employees’ mental and financial wellbeing.


EMPLOYEE LOAN REQUIREMENTS

  • Must be Currently employed
  • Monthly income from # 100,000.00/ month
  • KYC must be in place (ID CARD, BVN, Letter of Appointment, postdated cheques)
  • Agreed Repayment plan
  • Loan size: 300,000 and above
  • Tenor: Maximum of 6 months
  • Installments & one-off payments
  • Collateral (Auto Mobiles or Gold)

 

Quick credit

Quick credit is a simple, technologically deployed lending platform that provide micro loans for short- terms duration to help meet and cover unexpected emergency expenses and urgent cash needs.
Quick credit provides nano loans for profiled Employee loan clients based on credit appraisal on previous loans taken. This allows them access cash within N25,000 and N100,000 in minutes.
How it Works

Fast & Easy Application Process

01

Create Account

Register through our website, our MoneyPal app or by chatting Zee on Whatsapp

02

Apply for a loan

Fill out our brief application form with your information and we’ll review your application within Five (5) minutes.

03

Receive funds

Once approved, funds are typically received within 5 minutes.

Personal Loan

We offer personal loans based on recommendation to individuals that do not fall within the bracket of employees or small businesses

PERSONAL LOAN REQUIREMENTS

  • Must provide postdated checks of highly reputable individuals who may serve as guarantors
  • KYC must be in place (ID Card, BVN, Letter of Guarantee/ set-off)
  • Agreed repayment plan
  • Satisfactory credit checks
  • Loan size: 300,000 and above
  • Tenor: Maximum of 6 months
  • Installments & one-off payments
  • Collateral (Auto Mobiles or Gold)

Travel Loan

Travel loans is targeted towards gainfully employed individuals and qualified SMEs that requires funds for travel purposes.

The loans covers the cost associated with holidays, such as airfares, accommodation and tours.

TRAVEL LOAN REQUIREMENTS

  • Complete Application form
  • Statement of account
  • Collateral
  • Regulatory Id card
  • Passport Photograph
  • Postdated cheque

School fees advance

School Fees Advance is a loan facility designed to finance the payment of your child’s/ward’s school fees for schools/institutions in Nigeria only.

This facility is available to members of staff of public and reputable private organizations.



SCHOOL FEES ADVANCE LOAN REQUIREMENTS

  • Complete Application form
  • Statement of account
  • Collateral
  • Regulatory Id card
  • Passport Photograph
  • Postdated cheque

Asset Finance



Our asset finance loan is targeted at salary earners and businesses who need personal and productive assets to meet their personal or business needs.

We finance the acquisition of assets of the following class (TV sets, Generators, Air Conditioners, Fridges, Personal Computers, and office appliances).



We also finance car and specialized equipment acquisition. This is done on a case by case basis and you are required to satisfy relevant credit appraisal considerations.



ASSET FINANCE LOAN REQUIREMENTS

  • Must be Currently employed
  • Monthly income from # 100,000.00/ month
  • KYC must be in place (ID CARD, BVN, Letter of Appointment)
  • Agreed Repayment plan
  • Loan size: 300,000 and above
  • Tenor: Maximum of 6 months
  • Installments & one-off payments
  • Collateral (Auto Mobiles or Gold)

SME Loan

Without small businesses, most economies suffer. Finance and working capital have been identified as great impediments to small business growth and sustainability.

Our business loans are targeted at small businesses providing essential and or premium products, services, and solutions that have high adoption rates and fall under fast-moving consumer goods (FMCG), Schools, Salons, Laundromat etc.

With over 41.5 million small businesses in Nigeria contributing a cumulative 48% of the GDP it is no gainsaying that supporting this business class is a game-changer and an enabler for economic growth.


SME LOAN REQUIREMENTS

  • Must be duly registered with the C.A.C
  • Must be operational for at least 24 months
  • KYC must be in place (ID card, BVN of directors and borrowers)
  • Satisfactory Credit check
  • Agreed repayment plan
  • Installments & one-off payments

Working Capital

This is relevant when you need a short term funding to cover unexpected expenses or to help your operations expand, loan option may be a smart option.

It helps to fund day to day operations of a business, ranging from payments of employees’ salaries to covering accounts payable.

WORKING CAPITAL LOAN REQUIREMENTS

  • Must be duly registered with the C.A.C
  • Must be operational for at least 24 months
  • KYC must be in place (ID card, BVN of directors and borrowers)
  • Satisfactory Credit check
  • Agreed repayment plan
  • Installments & one-off payments

LPO Finance

This helps to ease working capital constraints.

This is a secured loan targeted at clients who have obtained purchase orders or letter of awards to supply goods and services or carry out contractual works from blue chip companies and certain revenue generating agencies.

LPO FINANCE LOAN REQUIREMENTS

  • Must be duly registered with the C.A.C
  • Must be operational for at least 24 months
  • KYC must be in place (ID card, BVN of directors and borrowers)
  • Satisfactory Credit check
  • Agreed repayment plan
  • Installments & one-off payments

Stock loan

We facilitate loans collateralized with publicly traded stocks.
This we achieve in partnerships with CredThe stocks could be of any companies and traded on the stock exchanges of any countries as long as it is housed in the Central Security Clearing System- CSCS. This loan is usually for capital projects starting from $10mm (Ten Million US Dollars) and above.


Bond Funding

Bond funding is also referred to as a private stock loan .

We help to facilitate loans from
$10mm and above for capital and viable projects ranging from manufacturing, Oil & Gas, Power, Mining, Smart City Real Estate projects.

The loan will be secured with stocks / shares of reputable companies as long as the shares are listed on the stock Exchange Market.

Trade instruments

LC, SBLC, Guarantees, Proof of funds, 
RWA

Company Incorporation & Offshore 


We facilitate the business entities to incorporate their companies in the US

At fastlane, we facilitate the business entities to incorporate their companies in the US, set up offshore bank account and help facilitate the filing and payment of tax for the companies incorporated.


Kindly contact us for further clarification

Investment UHNI, HNI and corporates

Welcome to Firstlane, where we empower High Net Worth Individuals (HNIs), Ultra HNIs, and businesses with an unparalleled investment platform. At Fastlane, we are passionate about delivering exceptional opportunities that maximize returns while ensuring the utmost safety and security for our esteemed clients.

We offer a unique blend of high-yield investments and a stringent risk management framework, meticulously designed to cater to the diverse needs of HNIs, Ultra HNIs, businesses seeking lucrative investment options. With Firstlane, you can navigate the complex world of finance and embark on a journey of financial growth and prosperity.

We understand the value of your hard-earned wealth and realize that your investment decisions require careful consideration. That’s why our team of finance experts work tirelessly to curate a range of investment opportunities, carefully vetting each option to ensure robust performance and risk mitigation.

Let us help you do more Financially

We are committed to meeting our customer’s needs at the quickest possible time. Get a Business Loans Quickly