The requirements varied with the type of loan.

Employee loans

1. Completed application form
   2. Completed KYC form
   3. A passport photograph
   4. A copy of letter of appointment
   5. Staff ID Card and any regulatory I.D
   6. Statement of Account
   7. Satisfactory credit check
   8. Completed 2 guarantor forms
   9. Post dated cheques

Personal Loan (Self Employment)

1. Completed application form
2. Completed KYC form
3. A passport photograph
4. Any of the regulatory I.D- Drivers License, NIN, Int”l Passport
5. Statement of Account
6. Satisfactory credit check
7. Post dated cheques
8. Collateral- Gold, approved Auto mobile and occasionally- Landed property.

SME Loan / Business Loan
1. Completed application form
2. Completed KYC form
3. A copy of CAC 7, MEMAT, Certificate of registration
4. A passport photograph
5. Any of the regulatory I.D- Drivers License, NIN, Int”l Passport
6. Statement of Account
7. Satisfactory credit check
8. Post dated cheques
9. Collateral- Gold, approved Auto mobile and occasionally- Landed property.